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FAQs - Getting Started on your New Home Search
For most people, a new home is the single largest investment they will make in their lifetime. At Currey Group, our goal is to help make this process go as smoothly as possible. We’ve put together a short list of Frequently Asked Questions (FAQs) about starting the home buying process here.
1. HOW DO I KNOW IF I'M READY TO BUY A HOME?
Ask yourself the following questions to determine if you’re ready:
• Have I had a steady, reliable source of income for the past 2-3 years?
• Do I pay my bills on time?
• Do I have money available for a down payment?
• Can I afford to pay a mortgage each month plus any other home related costs?
If you answered yes to most or all of these, you are ready to buy a home.
2. HOW DO I SELECT A GOOD REAL ESTATE AGENT?
The best source of information about real estate agents comes from people that have used someone they like. Ask your friends, family or work colleagues if they would recommend someone. Talk to several agents before selecting one. Look for someone who understands what you are looking for, knows the area, and, most importantly, whom you feel comfortable working with.
3. WHAT SHOULD I LOOK FOR IN A COMMUNITY?
For most homebuyers, location is they key component to finding a community. Some look for good school systems. Others want access to shopping, entertainment, and transportation. Some want a city lifestyle and others prefer more suburban or rural. Once you’ve narrowed it down to a few choices, go and talk to folks that live there.
4. HOW MANY HOMES DO I LOOK AT BEFORE CHOOSING ONE?
There aren’t a set number of houses you should see before you decide. See as many as it takes to find the one you want. Look online, attend open houses, and go to showings with your realtor. Most buyers look at approximately 15 houses before choosing one. The right one is out there. Be patient and you will find it.
5. WHAT DO I LOOK FOR WHEN LOOKING AT A HOME?
Looking at many different homes can be overwhelming. Having a list of questions in mind will help you evaluate each potential home against others you are looking at. Consider the following:
• Is there adequate room for your life now as well as in the future?
• Is the home mechanically and structurally sound?
• Will the bedrooms and bathrooms meet your family’s needs?
• Is the floor plan appealing?
• Is the yard the right size?
• Will your furniture work in the current configuration?
• What repairs or remodeling is needed?
• Can you picture yourself living there?
Take your time and think about each house you see. Look at pros and cons of each home and you can whittle your list down to just a few you are most interested in.